At UNILIFE, we know that the protection and financial security of your loved ones are your prime concerns.

Ask yourself: what would be the practical and financial consequences if you were to die suddenly?
What would happen if, through accident or illness, you were unable to continue working?

Life Assurance and Accident Insurance products act as a financial safety net for life's unforeseen or tragic events. No one thinks or expects that they will die prematurely, or that the worst will happen to them. However, as life is unpredictable, it's prudent to be prepared for all eventualities.  No one wants to leave their loved ones in a tough position if difficulties do occur.

That's where Unilife can help. By paying a periodic premium, you are effectively contributing to a pool which can be used to pay a lump sum to your survivors in the event of your sudden death or disability.

We're aware that protecting your dependants is important to you, but we also want it to be something that you can put in place and then forget about, leaving it safely in our hands.

That's why we have created a series of personal insurance solutions, designed specifically for you - and your family's - peace of mind.


SES Assurance is life insurance which provides coverage at a fixed rate of payments for a limited period of time, known as 'the relevant term'. If the Life Insured should die during this term, then the death benefit will be paid to the beneficiary.
After this period expires, please note that coverage at the previous rate of premiums is no longer guaranteed. The client must either forgo coverage, or potentially obtain further coverage with different payments or conditions.

SES Life

Unilife offers a SES Life plan. Quite simply, this is a life insurance policy that remains in force for the insured's whole life. Alternatively, the sum insured can be paid to the policyholder at the age of 100 if requested. Please note that this plan requires that premiums are paid into the policy every year.

We believe that our products are competitively priced and among the best on the market.

Furthermore, all of our insurances enjoy the financial security of a minimum of an 'A' rating from independent international credit rating agencies, or the financial strength of recognised organisations.

When you choose Unilife, it's in the knowledge that you are selecting a company with global strength. You can read more about our partner relationships on our 'Securities' page.


You can read more about our individual insurance products in our Individual Life Brochure.

Individual Life Brochure Africa

For more detailed information on both our Term Assurance and T100 products, please visit our 'Downloads' page. Then go to 'Product Information' where you will find factsheets providing at-a-glance data, Policy Guides and Terms and Conditions for each product.

Service and Administration Contact Details

If we can help you with more information about our product offerings, or if you would like to
meet with one of our product experts, please contact us:


PO Box Address

Specialty Emergency Services
PO Box 30337

Head Office

Plot 335
Corner Kafue and Mahogany Drive

Contact Numbers

+260 977 770 302
+260 962 740 300


South Africa

3rd Floor
139 Greenway Road

United Kingdom

40 Gracechurch Street,
London, England, EC3V 0BT
United Kingdom

Tel: +44 207 118 1455


D4-6-9 Solaris Dutamas
Jalan Dutamas 1
Kuala Lumpur

Tel: +60 3 6206 1616